LevelUp Solutions LevelUp Solutions
  • Features
  • About
  • Privacy
  • Terms
  • Contact

Terms of Service

Last Updated: December 9, 2024

Welcome to LevelUp Solutions. By accessing or using Portfolio Manager Pro ("the Software"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Software.

1. Acceptance of Terms

By downloading, installing, or using Portfolio Manager Pro, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Description of Service

Portfolio Manager Pro is a portfolio analysis tool designed to help individual investors analyze their Fidelity investment accounts. The Software provides:

  • Portfolio rebalancing recommendations
  • AI-powered investment insights
  • Comparison with legendary investor portfolios
  • Real-time market data integration
  • Local data processing capabilities

3. Not Financial Advice

IMPORTANT: Portfolio Manager Pro is an analytical tool only. It does NOT provide financial, investment, tax, or legal advice. All analysis, recommendations, and insights generated by the Software are for informational purposes only and should not be construed as professional financial advice.

You are solely responsible for your investment decisions. We strongly recommend consulting with a qualified financial advisor before making any investment decisions.

4. No Warranty

THE SOFTWARE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. We make no warranties regarding:

  • Accuracy of market data, calculations, or recommendations
  • Reliability or availability of the Software
  • Fitness for any particular purpose
  • Results or outcomes from using the Software

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LEVELUP SOLUTIONS SHALL NOT BE LIABLE FOR:

  • Any investment losses or financial damages
  • Data loss or corruption
  • Interruption of service or software errors
  • Actions taken based on Software recommendations
  • Third-party service failures (APIs, AI services, etc.)

6. User Responsibilities

You agree to:

  • Use the Software in compliance with all applicable laws and regulations
  • Maintain the security of your API keys and account credentials
  • Not reverse engineer, decompile, or disassemble the Software
  • Not use the Software for any unlawful or unauthorized purpose
  • Verify all data and recommendations before taking action
  • Maintain appropriate backups of your data

7. Third-Party Services

Portfolio Manager Pro integrates with third-party services including:

  • Anthropic Claude AI
  • Alpha Vantage (market data)
  • Finnhub (market data)
  • SEC EDGAR (13F filings)

Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the availability, accuracy, or performance of third-party services.

8. API Keys and Costs

You are responsible for:

  • Obtaining your own API keys from third-party providers
  • Any costs associated with API usage
  • Monitoring your API usage limits
  • Securing your API keys

9. Data Privacy

Portfolio Manager Pro processes your financial data locally on your computer. We do not collect, store, or transmit your portfolio data to our servers. However, when you use AI analysis features, data is sent to Anthropic's API. See our Privacy Policy for details.

10. Intellectual Property

Portfolio Manager Pro and all associated intellectual property rights remain the property of LevelUp Solutions. These Terms grant you a limited, non-exclusive, non-transferable license to use the Software for personal use.

11. Beta Software

Portfolio Manager Pro is currently in beta. The Software may contain bugs, errors, or incomplete features. We may modify, update, or discontinue features at any time without notice.

12. Termination

We reserve the right to terminate or suspend your access to the Software at any time, with or without cause or notice.

13. Changes to Terms

We may modify these Terms at any time. The "Last Updated" date indicates when changes were last made. Continued use of the Software after changes constitutes acceptance of the modified Terms.

14. Regulatory Compliance

Portfolio Manager Pro is designed for individual investors and is not registered as an investment advisor with the SEC or any state securities regulator. The Software does not provide investment advice as defined by securities regulations.

15. Export Restrictions

You agree to comply with all applicable export and import laws and regulations in your use of the Software.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

18. Contact Information

For questions about these Terms, please contact us through our contact form.

Acknowledgment

BY USING PORTFOLIO MANAGER PRO, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. YOU ALSO ACKNOWLEDGE THAT THE SOFTWARE IS NOT A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE.

LevelUp Solutions

Intelligent financial technology tools for individual investors

Product

  • Features
  • About
  • Contact

Legal

  • Privacy Policy
  • Terms of Service

© 2024 LevelUp Solutions. All rights reserved.